At On the Ladder we appreciate the minefield first time buyers experience navigating the home buying journey that starts with some anxious online searches and leads to finally being handed those long anticipated keys. We wanted to provide an easy ‘how to’ guide that gives you all the information necessary to buy a home for the first time.
We have created a space in which the first time buyer can access information on everything they will need to know from how to apply for a mortgage to making an offer to ensuring that your new home is ready to move in to upon completion. You will find an explanation of the various mortgages and home buying options in addition to their advantages and disadvantages so you can make an informed decision. All our information is completely impartial: we are not representing any company or organisation. We simply want to create a valuable online resource that allows first time buyers to enter into the buying process with more information and a clearer understanding. We have broken down the process into some clearly defined steps which will hopefully provide you with the right information to start the buying process.